Take Advantage of the Florida PACE Program

Florida PACE Program

PACE program is a long term, fixed rate source of financing that allows homeowners to do energy conservation and hurricane hardening improvements to their property. Property owners can use PACE financing to cover 100% of the costs involved in installing eligible projects, including all related equipment, materials and labor.

We can help you install a new HVAC system, roof, impact windows and doors. pool pumps, solar panels, generators, shutters and more! Find out here: www.floridapace.gov/

florida PACE program funding

PACE Program Key Advantages

Easy to qualify

In a few uncomplicated and speedy procedures, you can discover whether or not you qualify.

No down payments

The finance for PACE upgrades is repaid by property owners through an annual special assessment added to their property tax bill. Set payments will appear on the yearly property tax bill at a predetermined rate.

Assessment stays with the property

PACE assessments can be prepaid at any time with no fees. However, because the assessment is tied to the property, the balance stays with the property if the owner sells before paying off the assessment.

Flexible Terms

There are no interest rate changes, balloon payments, or prepayment penalties.

Potential tax credits

There is a possibility of the interest portion of a PACE payment being used as a deduction on personal income taxes, subject to various restrictions.

Pace Financing Florida

it is important that you have another discussion with the actual lender or PACE financing organization. Go directly to the source. It is essential to understand exactly what you are getting into.

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Frequently asked questions about the program

PACE (Property Assessed Clean Energy) is a straightforward financing tool that allows for low-cost, long-term funding for energy-efficient and wind-resistant property improvements. The PACE loan is repaid via a tax assessment on the property owner’s tax bill.

You can use other sources of funding in addition to your PACE financing if the sum you’ve been approved for isn’t enough to cover the whole project.

The assessment may be transferable with the land, or it may be paid off in full as a negotiating term of the sale.